Unified Payment Interface (UPI) is an interface designed to enable all account holders to send and receive money from their smartphones with a single identifier – Aadhaar number, mobile number, virtual payments address – without entering any bank account information.

NPST has developed robust solution for UPI as per the NPCI’s guidelines which is currently provided to large scale public sector bank. NPST’s Solution enables our customer banks to connect with interbank transaction systems thus helping them provide the facility of immediate payments through mobile banking and other channels to their end customers. Currently, banks on IMPS support transactions where a customer needs to enter multiple details as below:


However, enabling a bank on Unified Payment Interface using the NPST UPI solution, a customer only needs to enter a simplified, user-friendly payment address.

The UPI payments can be used for



NPST has developed robust solution for UPI as per the NPCI’s guidelines which is currently provided to large scale public sector bank. NPST’s Solution enables our customer banks to connect with interbank transaction systems thus helping them provide the facility of immediate payments through mobile banking and other channels to their end customers. Currently, banks on IMPS support transactions where a customer needs to enter multiple details as below: